Our trifold wallets are great must have accessories. The wallets fold neatly in thirds and secure with a snap. Each hoop size version is slightly different than the other. They all include fully lined zippered pockets and slots for credit cards. There are no exposed seams inside. The 2 larger sizes have a pocket for a checkbook and the 2 smaller sizes have stipple quilting and are made in 2 easy hoopings.